Bank of India Credit Officer Recruitment 2025–26 notification has been officially released for the recruitment of 514 Credit Officer posts under the General Banking Officer (GBO) stream. Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website.
This is an excellent opportunity for candidates looking for a bank job, officer-level vacancy, and public sector bank recruitment in India.
Bank of India Credit Officer Recruitment 2025–26 – Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Post Name | Credit Officer |
| Stream | General Banking Officer (GBO) |
| Total Vacancies | 514 Posts |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Official Website | bankofindia.bank.in |
Bank of India Credit Officer Vacancy Details
| Post | Scale | Vacancies | Age Limit |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | 30 – 40 Years |
| Credit Officer | MMGS-III | 60 | 28 – 38 Years |
| Credit Officer | MMGS-II | 418 | 25 – 35 Years |
| Total | — | 514 Posts | — |
Bank of India Credit Officer Pay Scale
Selected candidates will receive the following basic pay plus allowances:
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | ₹64,820 – 93,960 |
| MMGS-III | ₹85,920 – 1,05,280 |
| SMGS-IV | ₹1,02,300 – 1,20,940 |
Other benefits include DA, HRA, medical benefits, LTC, and pension as per Bank rules.
Bank of India Credit Officer Eligibility Criteria
Nationality
Candidates must be:
Citizen of India, or
Subject of Nepal/Bhutan, or
Tibetan refugee (before 01-01-1962), or
Person of Indian origin (as per Government norms)
Age Limit (as on 01.11.2025)
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
Educational Qualification
Graduation / Professional qualification as specified in Annexure-I
Minimum 60% marks (55% for SC/ST/OBC/PwBD)
Candidates must possess required qualifications on or before 01.11.2025.
Bank of India Credit Officer Selection Process
Selection will be done through:
1️⃣ Online Examination
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Duration: 120 Minutes
2️⃣ Personal Interview
Weightage: 70% Exam + 30% Interview
Interview Marks: 100
Bank of India Credit Officer Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
Payment Mode: Online Only
How to Apply for Bank of India Credit Officer Recruitment 2025
Follow these steps:
Visit bankofindia.bank.in
Go to Career → Recruitment
Click on Credit Officer GBO Recruitment 2025–26
Complete online registration
Upload photo, signature & documents
Pay application fee
Submit and print application form
Important Dates
| Event | Date |
|---|---|
| Online Apply Start | 20.12.2025 |
| Last Date to Apply | 05.01.2026 |
| Exam Date | To be notified |
Important Links
Official Notification PDF – Click Here
Apply Online Link – Active from 20 Dec 2025
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