Bank of India (BOI) has officially released the Bank of India Recruitment 2026 Notification for the recruitment of 779 Credit Officer (General Banking Officer - GBO Stream) vacancies in different management grades. The online application process started on 30 June 2026 and eligible candidates can submit their applications till 20 July 2026.
This recruitment drive offers an excellent opportunity for experienced banking professionals seeking a career in one of India's leading Public Sector Banks. Interested candidates can check vacancy details, eligibility criteria, educational qualification, experience, pay scale, age limit, application fee, selection process and online application procedure below before applying. The information provided in this article is based on the official Bank of India recruitment notification.
Bank of India Recruitment 2026 Overview
| Organization | Bank of India (BOI) |
|---|---|
| Recruitment Name | Bank of India Recruitment 2026 |
| Post Name | Credit Officer (General Banking Officer - GBO Stream) |
| Total Vacancies | 779 Posts |
| Job Type | Bank Jobs |
| Application Mode | Online |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Official Website | www.bankofindia.co.in |
Bank of India Credit Officer Vacancy 2026
Bank of India has announced a total of 779 vacancies for Credit Officers under the General Banking Officer (GBO) Stream. These vacancies are distributed across three management grades.
| Scale | Post | Vacancies |
|---|---|---|
| MMGS-II | Credit Officer | 677 |
| MMGS-III | Credit Officer | 61 |
| SMGS-IV | Credit Officer | 41 |
| Total | 779 | |
Note: The official notification states that the total 779 vacancies include 475 unfilled vacancies carried forward from the previous recruitment exercise.
Category-wise Vacancy Details
| Category | Vacancies |
|---|---|
| General (UR) | 317 |
| OBC | 205 |
| EWS | 80 |
| SC | 118 |
| ST | 59 |
| Total | 779 |
Bank of India Credit Officer Salary 2026
Selected candidates will receive an attractive salary along with Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Benefits, Leave Travel Concession, Pension and other admissible benefits as per Bank of India rules.
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960 |
| MMGS-III | ₹85,920 – 2,680(5) – 99,320 – 2,980(2) – 1,05,280 |
| SMGS-IV | ₹1,02,300 – 2,980(4) – 1,14,220 – 3,360(2) – 1,20,940 |
Bank of India Recruitment 2026 Eligibility Criteria
Candidates must satisfy the eligibility conditions regarding age, educational qualification and post-qualification experience as prescribed in the official notification. The eligibility will be calculated as on 01 June 2026.
Educational Qualification
Applicants must possess any one of the following qualifications from a recognized University or Institution:
- Bachelor's Degree in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD candidates).
- OR CA
- OR CMA (ICWA)
- OR Company Secretary (CS)
- OR Chartered Financial Analyst (CFA)
Required Experience
| Scale | Experience Required |
|---|---|
| MMGS-II | Minimum 3 years post qualification experience, including at least 2 years in MSME Credit, Commercial Credit, Project Finance or Mid & Large Credit. |
| MMGS-III | Minimum 5 years post qualification experience, including at least 3 years in relevant Credit Processing. |
| SMGS-IV | Minimum 7 years post qualification experience, including at least 4 years in relevant Credit Processing. |
Experience must be in Scheduled Commercial Banks, Financial Institutions or NBFCs as specified in the official notification. :contentReference[oaicite:3]{index=3}
Bank of India Recruitment 2026 Age Limit
The age of candidates will be calculated as on 01 June 2026.
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer (MMGS-II) | 25 Years | 32 Years |
| Credit Officer (MMGS-III) | 28 Years | 38 Years |
| Credit Officer (SMGS-IV) | 32 Years | 45 Years |
Age Relaxation
Upper age limit is relaxable for reserved categories as per Government of India rules.
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen / ECO / SSCO | 5 Years |
| Persons affected by 1984 Riots | 5 Years |
Note: Candidates claiming age relaxation must produce valid certificates during document verification/interview.
Bank of India Recruitment 2026 Application Fee
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175/- (Intimation Charges Only) |
| General / OBC / EWS / Others | ₹850/- (Application Fee + Intimation Charges) |
The application fee must be paid through online mode using Debit Card, Credit Card, Internet Banking, UPI, QR Code or Mobile Wallet. Bank transaction charges, if any, shall be borne by the candidate.
Bank of India Recruitment 2026 Selection Process
The selection process for Credit Officer posts consists of the following stages:
- Scrutiny of Online Applications
- Online Examination (if conducted)
- Personal Interview
- Document Verification
- Medical Examination
- Final Merit List
The Bank may conduct recruitment through Interview only if the number of applications is low. Where both Online Examination and Interview are conducted, the final merit will be prepared in the ratio of 70:30.
Bank of India Credit Officer Exam Pattern 2026
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
| Duration: 120 Minutes (Composite Time) | ||
Important Points
- English Language test is qualifying in nature.
- Professional Knowledge marks will be considered for merit.
- Negative marking of 0.25 marks for every incorrect answer.
- No penalty for unanswered questions.
- The question paper will be bilingual except the English section.
How to Apply for Bank of India Recruitment 2026?
Eligible candidates can submit their online applications by following the steps given below:
- Visit the official Bank of India Career Portal.
- Click on "Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01".
- Click on Apply Online.
- Complete the New Registration process.
- Fill in all personal, educational and experience details carefully.
- Upload your passport-size photograph, signature, left thumb impression and handwritten declaration.
- Upload all required educational and experience certificates.
- Pay the application fee according to your category.
- Verify all details before final submission.
- Submit the application and download the confirmation page for future reference.
Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Relevant Date for Age & Qualification | 01 June 2026 |
| Online Examination | To be Announced |
Important: Candidates are advised to submit the application well before the closing date to avoid last-minute server issues.
Important Web Links
| Details | Link |
|---|---|
| Official Notification (PDF) | Click Here |
| Apply Online | Click Here |
| Official Website | Visit |
Bank of India Recruitment 2026 FAQs
1. How many vacancies are announced under Bank of India Recruitment 2026?
Bank of India has announced 779 Credit Officer vacancies under the General Banking Officer (GBO) Stream.
2. What is the last date to apply online?
The last date to submit the online application is 20 July 2026.
3. When did the online application process start?
The online application process started on 30 June 2026.
4. What is the application fee?
The application fee is ₹175 for SC/ST/PwBD candidates and ₹850 for General, OBC, EWS and other candidates.
5. What is the educational qualification required?
Candidates should possess a Graduation degree with the prescribed percentage of marks or CA/CMA(ICWA)/CS/CFA qualification along with the required post-qualification experience.
6. What is the selection process?
The selection process includes Online Examination (if conducted), Personal Interview, Document Verification and Medical Examination.
7. What is the salary of a Credit Officer in Bank of India?
The starting basic pay ranges from ₹64,820 (MMGS-II) to ₹1,02,300 (SMGS-IV), along with DA, HRA and other allowances.
Conclusion
The Bank of India Recruitment 2026 offers an excellent opportunity for experienced banking professionals to join one of India's leading Public Sector Banks. With 779 Credit Officer vacancies, attractive salary packages, career growth opportunities and nationwide postings, eligible candidates should not miss this recruitment drive. Candidates are advised to read the official notification carefully before submitting their online application and ensure that all eligibility conditions are fulfilled. The online application window will remain open until 20 July 2026.
